Protect

Manage the risks of doing business. All businesses face some level of risk regardless of their type or size. That’s why HSBC offers an array of services designed to help you manage both your internal and external exposure. With access to our credit and lending services you’ll have solutions to help you manage fluctuations in cash flow or to finance capital investment. Our structured trade and import/export finance solutions are also available to help you mitigate counterparty risk – enabling you to expand into new markets with greater confidence.

Protect and finance your post shipment trade with forfaiting services that finance while managing risk.

Conduct business with confidence, even where you lack established relationships, through the use of guarantees and standby letters of credit. An HSBC guarantee could enable you to negotiate favourable terms with buyers and suppliers by protecting them from non-performance under a contract while addressing your financing needs. HSBC offers tailored solutions including performance, advance payment, tender, warranty, financial guarantees and standby letters of credit as well as others upon request.

Improve your cash flows and enhance forecasting. If qualified, access up to 90 per cent of invoice values as soon as they are issued. Receivables finance is available in most major currencies and as early as the next business day. You can release cash previously caught in the sales cycle to cover day-to-day expenses or pay suppliers faster thereby negotiating more favourable rates and terms. With the flexibility to access the entire amount available or draw down only what you need, receivables finance is also an effective strategy for self-funding growth.